Privacy Policy

Introduction

Welcome to https://health-insurance-for-self-employed-individuals.storysurge.net (hereafter referred to as “Health Insurance for Self-Employed Individuals,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices regarding the collection, handling, and disclosure of data in compliance with various international privacy laws, including but not limited to:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25 on the protection of personal data in electronic documents
The General Data Protection Regulation (GDPR) of the European Union
Brazil’s General Data Protection Law (LGPD)
California Consumer Privacy Act (CCPA/CPRA) and Colorado Privacy Act (CPA) in the United States
Utah Consumer Sales Privacy Act (UCPA), Connecticut Common Cause Data Privacy Act (CTDPA), Virginia Consumer Data Protection Act (VCDPA), South Africa’s Protection of Personal Information Act (POPIA), and others.

Scope

This policy covers all aspects of our website (https://health-insurance-for-self-employed-individuals.storysurge.net), applications, services, and products offered directly by us. Please note that this policy does not extend to third-party platforms, apps, or services linked from our site, as they have their own privacy policies governing data collection and usage.

Processing Activities

This Privacy Policy guides how we interact with you when:

You use our applications and services as an authorized user.
You visit our websites associated with this Privacy Statement.
You engage with us through communications like newsletters, emails, calls, or texts/SMS messages.

Personal Data Collection

We collect various categories of personal data, including:

Account Information: Details related to your account creation and management, such as usernames, email addresses, and passwords (hashed and salted for security).
Payment Information: Credit card details, billing addresses, and transaction records used for processing payments.
Financial Information: Data related to your financial status, insurance policies, and claims.
Purchase Information: Records of products or services you’ve purchased from us, including quantities and prices.
Mobile Device Identifiers: Unique device IDs, IP addresses, and browser information collected through cookies and other tracking technologies.
Location Data: Geographical data provided when using our location-based services.
Feedback: Reviews, ratings, comments, and suggestions you share with us.
Social Media Information: Data from social media platforms when you interact with our content or engage in social sharing features.
Product Information: Details about products or services you inquire about or purchase from us.

We obtain this data through direct user input, automatic logging files, and third-party sources who provide us with aggregated or de-identified information for marketing and analytics purposes.

Cookies

Cookies are small text files placed on your device to enhance user experience and gather analytics. We use cookies categorized as:

Strictly Necessary: Essential for website functionality, such as maintaining session state.
Preference: Used to remember user preferences and settings.
Analytics: Track site usage and performance for internal analytics purposes.

Users can manage non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We retain personal data only for as long as necessary or required by law. The specific retention periods vary based on the type of data and its purpose, such as:

Financial records may be kept for tax and accounting purposes (up to 7 years).
Purchase history might be retained for order fulfillment and customer support (a few years).
We may store certain data indefinitely for analytics, research, or legal compliance.

Upon determining that the data is no longer needed for these purposes, we delete or anonymize it to protect your privacy.

Security Measures

We have implemented robust security measures to safeguard your personal data:

Employing encryption protocols for secure data transmission and storage.
Engaging reputable third-party processing partners who adhere to strict security standards.
Regularly reviewing and updating our security practices to adapt to emerging threats.

Children’s Privacy

Our services are not intentionally targeted at children under 18 years of age, and we do not knowingly collect personal data from this demographic.

Your Rights

Depending on your jurisdiction and local privacy laws, you may have certain rights regarding your personal data, including:

Access: Request access to the personal data we hold about you.
Rectification: Ask for correction or amendment of inaccurate personal information.
Erasure/Right to be Forgotten: Demand the deletion of your data in specific circumstances (subject to legal exceptions).
Restriction of Processing: Request restrictions on how we use your data while adhering to certain conditions.
Data Portability: Receive your personal data in a structured, commonly used format for reuse or transfer to another controller.
Object: Object to the processing of your data based on legitimate interests or consent (where applicable).

To exercise these rights, please contact our Data Protection Officer using the details provided below.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please reach out to us:

Email: privacy@healthinsuranceselft employed.com
Phone: +1 (123) 456-7890
Address: Health Insurance for Self-Employed Individuals, [Your Address]

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically to stay informed about how we protect your personal information.